"The Government of NCT of Delhi has officially launched the Delhi Lakshmi Yojana Scheme 2026. Aimed at promoting financial independence, digital inclusion, and household stability, this social welfare initiative provides direct monthly financial assistance to eligible women across the National Capital Territory."
Key Highlights of the Scheme
| Feature | Scheme Details |
| Scheme Name | Delhi Lakshmi Yojana 2026 |
| Launching State | NCT of Delhi |
| Monthly Financial Aid | ₹2,500 per month (via Direct Benefit Transfer) |
| Target Beneficiaries | Women aged 21 to 60 years from economically weaker households |
| Total Outlay / Budget | ₹5,110 Crore |
| Targeted Impact | Over 17 Lakh women across Delhi |
| Application Mode | Online Portal |
Core Objectives of Delhi Lakshmi Yojana 2026
Direct Economic Empowerment: Provide regular income security to women living in economically vulnerable households.
Promoting Savings: Structure payout models that encourage long-term savings in formal bank accounts.
Digital Financial Inclusion: Encourage adoption of digital banking and Central Bank Digital Currency (CBDC) payments.
Family Well-being: Ensure reliable support for children’s healthcare, nutrition, and schooling expenses.
Breakdown of Financial Assistance (Payment Options)
Beneficiaries receive a total of ₹2,500 per month, disbursed through two optional frameworks designed to encourage both immediate liquidity and savings habit:
Option 1: Split Benefit & Digital Wallet Model
₹1,500/month: Deposited directly into a Recurring Deposit (RD) or Fixed Deposit (FD) bank account to foster structured savings.
₹1,000/month: Credited to a CBDC (Central Bank Digital Currency) Wallet, designated for purchasing government-approved essential household items.
Option 2: Full Bank Savings Model
₹2,500/month: The full amount is directly deposited into the beneficiary's RD or FD account.
Eligibility Criteria
To quality for the Delhi Lakshmi Yojana 2026, applicants must fulfill all of the following requirements:
Age Limit: Women between 21 and 60 years of age.
Residency: Must be a permanent resident of Delhi, living in the state continuously for at least the last 10 years.
Income Ceiling: Annual family income must not exceed ₹2.5 Lakh per annum from all sources.
Exclusions: Income taxpayers, government/regular employees, and existing recipients of conflicting government pension schemes are excluded.
Essential Documents Required
Before filling out the application, keep scanned copies of the following documents ready:
Aadhaar Card (linked with active mobile number)
Proof of Delhi Residence (Domicile Certificate, Voter ID, or Electricity/Water bill showing 10 years of stay)
Income Certificate (issued by competent authority proving family income under ₹2.5 Lakh)
Bank Account & RD/FD Details
Active Mobile Number
Recent Passport-size Photograph
How to Apply Online (Step-by-Step)
The application process is entirely online through the official Delhi Government portal:
Portal Registration: Visit the official Delhi Lakshmi Yojana Online Portal and click on New User Registration.
Authentication: Enter your active mobile number and complete the OTP verification.
Fill Application Details: Provide Aadhaar information, personal details, household income, and address history.
Upload Verification Files: Attach clear scans of your income certificate, proof of residency, and photo.
Select Payment Mechanism: Choose your preferred payout structure (Option 1 with CBDC wallet or Option 2 full RD/FD).
Submit: Review the details carefully and submit the application to generate an acknowledgment reference number.
Note: Submitted applications undergo verification by District Level Committees (DLCs) before final approval and Direct Benefit Transfer (DBT) initiation.
Important Links
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